Mortgage calculator
Get a quick sense of a monthly payment — including principal, interest, taxes, insurance, and HOA. Adjust the inputs to match your own scenario.
$90,000 down
Example rate — enter your own quote.
Estimated Monthly Payment
$2,875
on a $360,000 loan
- Principal & Interest$2,275/mo
- Property Taxes$450/mo
- Homeowners Insurance$150/mo
- HOA$0/mo
This calculator provides estimates for informational purposes only and is not a loan offer or financial advice. Actual rates, taxes, insurance, and payment amounts may vary. Consult a licensed lender for a quote.
Price & down payment
Your loan amount is the home price minus your down payment. A larger down payment lowers the monthly figure and may affect your rate.
Taxes & insurance
Property taxes and homeowners insurance are often collected monthly and held in escrow, so they factor into your true monthly cost.
Rate & term
Interest rate and loan term shape the payment significantly. The figures here are examples — use a real quote from a licensed lender.
This calculator provides estimates for general informational purposes only. It is not a loan offer, a pre-approval, or financial advice, and actual rates, taxes, insurance, and payments will vary. Consult a licensed lender for a personalized quote.
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